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News & Advice

News

16% of Britons take out credit with no intention of paying it back
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What is a Credit Score?

A credit score is a tool used by a lender to help determine whether you qualify for a particular credit card, loan, or service. Based on information in your credit file, the credit reference agency analyses your information using a complex mathematical model to yield your credit score.

Hot Topics

YouGov & Equifax Poll: 16% of Britons take credit with no intention to repay…
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Household budget planner
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Watch out for opportunistic fraudsters in student halls and on campus
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