Press Release

EQUIFAX AND MOODY'S ECONOMY.COM JOIN FORCES TO GIVE CONSUMER LENDERS GREATER ECONOMIC INSIGHT

CreditForecast.co.uk set to help consumer credit providers manage credit strategies and risk exposure

London, 27th May 2008 - Equifax and Moody's Economy.com launch a UK first, bringing together Equifax Consumer payment performance data and Moody's Economy.com industry leading economic forecasting solutions. As the consumer lending sector currently faces extremely challenging conditions, there is a clear need for quality intelligence that will provide insight into future economic trends, enabling organisations to determine the best on-going business strategies and manage their risk exposures. Addressing this need, major UK consumer credit information and risk management services provider, Equifax and Moody's Economy.com, the leading independent economic, financial, country and industry research company, have launched CreditForecast.co.uk.

The new service provides in-depth forecasts and analysis for the UK consumer credit market that will help improve lenders' risk management, p&l forecasting, and strategic planning. Based on aggregated data from Equifax's Insight Payment Performance* database, CreditForecast's analysis and forecasts provide an industry wide view into the performance of mortgages, credit cards, personal loans, telecommunications, and home shopping.

CreditForecast.co.uk will enable lenders to benchmark their high level performance against the entire credit market and segment their portfolio using vintages and risk forecasts under varying economic scenarios. The vintage lens can help lenders understand the drivers of their portfolio and use the forecasts to assess how future vintages are expected to perform based on prevailing supply and demand characteristics.It will also facilitate the incorporation of forward-looking economic information into decisions and strategies. This solution will enhance the predictive ability of customer scoring and help assess the sensitivity of portfolios to shifting economic conditions. Subscribers to CreditForecast.co.uk will also enhance their regulatory compliance by demonstrating to regulators their organisation's ability to measure and manage risk.

Sandra Lawrence, General Manager, Equifax Plc. confirmed "Whilst there is already a wealth of economic data at a macro level, the real advantage of CreditForecast.co.uk is it brings together Equifax's micro-level credit payment performance information with the Moody's Economy.com macro-level intelligence. This combination will give consumer credit providers, who are currently facing a very challenging environment, a much greater insight for their on-going portfolio and risk management and long-term strategic development."

Paul Getman, Chief Executive Officer at Moody's Economy.com. commented "We're pleased to be strengthening our relationship with Equifax. CreditForecast.co.uk will significantly increase the value we offer to lenders who are trying to better manage their portfolio's risk for Basel II and other purposes and improving economic return."

"Moody's Economy.com is providing detailed forecasts and extensive analysis of changing UK consumer credit conditions, enabling CreditForecast.co.uk to provide an in-depth insight into how credit conditions could change in a stressed economic environment such as housing market crashes or financial market distress."

*CreditForecast.co.uk will only be accessible to those organisations that are full members of the Equifax Insight Closed User Group, in accordance with SCOR rules.

For further press information please contact Wendy Harrison, Cecile Stearn, Margot Tomkinson or Jenny Staniforth at HSL on 020 8977 9132; or email equifaxbtobteam@harrisonsadler.com

About Equifax

Equifax empowers businesses and consumers with information they can trust. A global leader in information solutions, employment and income verification and human resources business process outsourcing services, we leverage one of the largest sources of consumer and commercial data, along with advanced analytics and proprietary technology, to create customized insights that enrich both the performance of businesses and the lives of consumers.

Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses - large and small - rely on us for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, HR/payroll services, and much more. We empower individual consumers to manage their personal credit information, protect their identity and maximize their financial well-being.

Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 7,000 people in 14 countries throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor's (S&P) 500® Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.
www.equifax.com

About Moody's Economy.com

Moody's Economy.com, a division of Moody's Analytics, is a leading independent provider of economic, financial, country, and industry research designed to meet the diverse planning and information needs of businesses, governments, and professional investors worldwide. Our research has many dimensions: country analysis; financial markets; industrial markets; and regional markets. Moody's Economy.com information and services are used in a variety of ways, including strategic planning; product and sales forecasting; risk and sensitivity management; and as investment research.

We have over 500 clients worldwide, including the largest commercial and investment banks; insurance companies; financial services firms; mutual funds; governments at all levels; manufacturers; utilities; and industrial and technology clients.

Moody's Economy.com is headquartered in West Chester, Pennsylvania, a suburb of Philadelphia. We also maintain offices in London, England and Sydney, Australia.