Predictive Sciences

Predictive Sciences is the analytical powerhouse behind the Equifax Consumer Risk and Marketing services. Operating within three core areas, Predictive Sciences employs the expertise of experienced and highly skilled analysts to provide Equifax's customers with the most advanced and predictive data solutions available today. We offer:

Credit risk consultancy, analytics and the RetroShop
Consumer marketing
Consultancy and analytics product research and development

Credit Risk Consultancy, Analytics & the RetroShop

Equifax Predictive Sciences has a long and established history with financial institutions in the consultancy and development of credit risk policy, including;

New business policy
Customer management systems
Fraud detection
Collection strategies

Predictive Sciences can offer generic or bespoke analytical solutions, or can provide consultancy or project management expertise to support the successful attainment of business objectives. The Equifax RetroShop is a dedicated team within Predictive Sciences responsible for producing and delivering data for research and development purposes.

Consumer Marketing Consultancy & Analytics

Consultancy and analytics for consumer research and marketing is also available through a marketing analytics team within Predictive Sciences. This team provides a dedicated service to enable the optimisation of customer acquisition and management activities, including:

Profiling
Propensity modelling
Demographic and behavioural segmentation
Customer relationship management
Credit marketing via the Equifax industry leading Risk Navigator generic risk scores and
associated bureau data

Product Research & Development

The Predictive Sciences Product team are responsible for the design and development of Equifax's analytical products such as the Risk Navigator decision enabling family, the Navigator Retrospective and Postcode Events. Working closely with customers from a range of industry sectors, this team can also design and deliver highly complex bespoke business solutions.

Predictive Sciences consultancy services include:

BASEL II and customer management solutions - credit policy and scorecard development for all
phases of the DPA compliant credit cycle
Optimisation of Risk Navigator usage - DPA 1998 solution design and implementation
Competitor / industry analysis & bench marking - credit policy development consultation
Advanced reject performance projects - general analysis projects and project management
Retro bureau data and products for R&D, assessment, comparison, and development - fraud, ID
verification and "Know Your Customer" solutions
Training and development workshops

Why use Equifax

As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.

Next Steps

Become an Equifax Customer
Call us on 0845 603 6772
email
consumer.leads@equifax.com