Average Equifax Credit Scores across the UK

How does your area’s Equifax Credit Score compare with the rest of the UK*?

This map shows the areas of the UK that have the lowest and highest average Equifax Credit Scores

SELECT A REGION
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ON THE MAP

South East: 402

  • London: 374
  • Surrey: 412
  • Hertfordshire: 413
  • Essex: 384
  • Kent: 397
  • Hampshire: 396
  • Bedfordshire: 372
  • Berkshire: 416
  • East Sussex: 403
  • Buckinghamshire: 398
  • Middlesex: 383
  • Oxfordshire: 418

    Northern Ireland: 370

    Isle of Man: 388

    Scotland: 382

    • Aberdeen: 406
    • Angus: 364
    • Ayrshire: 371
    • Caithness: 383
    • Dumfries and Galloway: 379
    • Fife: 382
    • Inverness: 376
    • Lanarkshire: 368
    • Midlothian: 396
    • Shetland Islands: 394
    • Selkirkshire: 402
    • Renfrewshire: 374
    • Perthshire: 392
    • Stirlingshire: 381
    • West Glamorgan: 370
    • Outer Hebrides: 374

    North East: 371

    • County Durham: 376
    • Cleveland: 355
    • Tyne and Wear: 374

    North West: 372

    • Cheshire: 381
    • Cumbria: 390
    • Lancashire: 363
    • Merseyside: 351
    • Staffordshire: 371

    Yorkshire & Humber: 374

    • North Humberside: 369
    • South Yorkshire: 366
    • West Yorkshire: 374
    • North Yorkshire: 390

    East Midlands: 378

    • Derbyshire: 382
    • Nottinghamshire: 377
    • Leicestershire: 382
    • Lincolnshire: 380
    • Northamptonshire: 367

    West Midlands: 376

    • Herefordshire: 393
    • Worcestershire: 405
    • Shropshire: 388

    East of England: 393

    • Cambridgeshire: 384
    • Norfolk: 396
    • Suffolk: 397

    South West: 403

    • Avon: 404
    • Cornwall: 402
    • Devon: 397
    • Dorset: 412
    • Gloucestershire: 411
    • Wiltshire: 403

    Wales: 379

    • Clwyd: 375
    • Gwent: 368
    • Powys: 405
    • South Glamorgan: 369

    Channel Islands: 380

    How to keep your Equifax Credit Report in check:

    • Get on the Electoral Register as this information can be used to help verify
      your identity

    • Pay your bills on time and let lenders know if you’re struggling to pay

    • Remember that if you have a financial association their credit history could impact your credit worthiness

    • Watch out for fraudulent activity or anything on your account which doesn’t look right

    • Try and pay off existing debt before applying for more credit

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    https://www.equifax.co.uk/resources/money_management/average-UK-credit-scores.html