Take control of your finances with the
Equifax Credit Report and Score
Monitor your Equifax Credit Report, get tips on how you can improve your Equifax Score, and track its performance through alerts and our score tracker. Help protect your identity 24/7 with WebDetectStart free* trial
*Your first 30 days are free then it’s £14.95 a month.
You can cancel at any time.
Your Equifax Credit Report, updated daily
Take control of your finances. Equifax can help you understand how lenders may view your creditworthiness through the many features available in the Equifax Credit Report & Score below.
Credit Score & Tracker
Daily Credit Alerts
Hints & Tips
Traffic Light System
Protect your identity with Equifax WebDetect & SocialScan
Equifax helps you keep your identity safer. Criminals can negatively affect your Equifax Credit Report & Score by opening accounts in your name. Our identity protection tools can help you act on these risks.
What is a Credit Report?
Detailed Product Features
Learn more about credit scores
Frequently asked questions
Your credit score is a numerical value that is calculated based on your credit history. The score gives you an indication of your creditworthiness to lenders when you apply for a credit card, loan or mortgage.
In the UK, there is no universal score that is used by lenders or credit reference agencies (CRAs). This means that each CRA or lender will have its own scoring model, making each outcome slightly different.
By signing up for Equifax’s Credit Report & Score, you will have access to both your credit report and credit score. The service is free for 30 days and then £14.95 a month. You can cancel at any time.
Regular monitoring of your credit report is one way to help prevent identity theft as it presents you with your financial profile with which you can spot suspicious activities or discrepancies. Plus, with Equifax’s WebDetect and SocialScan, you can monitor your personal information across the dark web and social media. Find out more on how to protect your identity in our Knowledge Centre.
You can check your Equifax Credit Score by signing up for the Equifax Credit Report & Score. The service is free for 30 days and then £14.95 a month. You can cancel at any time. The service shows you your current Equifax Credit Score and gives tips on how to help improve it. You’ll have unlimited access to your Equifax Credit Report meaning you can look at it as many times as you want to without affecting your Equifax Credit Score.
What’s considered a good score can differ between credit reference agencies (CRAs) and lenders. Your Equifax Credit Score is between 0-1000 and is calculated using information within your credit report. This gives you an indication of how lenders may view your creditworthiness. A variety of factors can affect your credit score such as timely payments and history of credit repayment.