
Compare Loans & Credit Cards
The Equifax Marketplace introduces you to Creditec a comparison site that enables you to find credit card and loan offers tailored to you, all without affecting your credit score.


Compare credit card offers
Compare credit card deals to help you decide the best options for you.
Compare offersWhy use Equifax Marketplace?
Get searching and comparing
No hard searches while you search
Complete a quote and you may get a decision in minutes
Find the right credit card or loan for you
There are many providers in the market to consider when looking for a credit card or loan. The credit card and personal loan comparison tool helps to connect you with providers that suit your needs from the panel of lenders.

Credit Cards
The tool will help you search and compare credit cards to discover offers from trusted providers across the panel of lenders. Discover a range of options, from accounts with balance transfer offers to reward cards.

Loans
If you want to get approved for a loan, use the loan finder tool to help you search and compare options. Whether you have bad credit or want to find the lowest interest loan repayments, we’ll find you options that suit your needs and profile.
Help to find the right offer with Equifax Marketplace
Discover tailored credit card and loan offers for you, all without affecting your credit score. Get started, with three easy steps:
* This checks your eligibility from various credit card or loan providers. This search won’t affect your credit score. Creditec uses Equifax Ltd and other bureaus for these searches.
Please note that Equifax is acting as an introducer to Creditec Ltd, which will provide you with a comparison service. It is for informational use only. This service compares credit cards and personal loan products from various lenders. There is no guarantee that you will get a credit card or personal loan offer or meet a lender's eligibility criteria. Creditec Ltd will not charge a fee for this service. If you enter into a credit agreement with a lender referred by this Marketplace service, Creditec Ltd receives a commission. Equifax will receive a share of this commission.

Save £££s when you get a new deal
Are you thinking of consolidating existing borrowing? Be aware that if you extend the debt term, you may increase the total amount you need to repay.
Frequently asked questions
If you can pay off your debt during that interest-free period, you will avoid paying interest on your debt. Be aware that if you miss or make a late payment during this offer period you may lose your 0% balance transfer rate. Additionally, you will pay interest on any purchases you make during the 0% balance transfer promotional period.
However, always remember to pay careful attention to the cards’ terms and conditions. Plus, keep a close eye on spending and repayments if you're managing more than one card.
The limit will then be changed in line with your credit profile and your overall record as a borrower.
Contact your provider if you're having difficulty making repayments.
Compare different offers widely and always read the terms carefully before making your final choice.
Securing a loan against an asset reduces the risk to the lender, not the consumer. As a result, secured loans may have lower interest rates. They often have higher borrowing limits and longer repayment periods than unsecured loans.
If you default on your loan, then the lender can claim the asset as repayment. An unsecured loan doesn't require an asset. However, to compensate for this, they often have higher interest rates.
Also, interest rates may be higher, and terms might be stricter. It’s wise to compare loans to find the best fit for you.
Or, if you’re looking for a new loan, check the terms carefully if you think you might be in a position to repay ahead of time.
That said, some lenders might have restrictions on what funds can be used for, so always check the terms carefully.