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*Your first 30 days are free then it’s £7.95 per month.
You can cancel at any time.

Find out how the Equifax Credit Report & Score works

Why should you use a CRA (credit reference agency)? Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to manage your financial information.

Try your Equifax Credit Report & Score for FREE*

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*Your first 30 days are free then it’s £7.95 per month.
You can cancel at any time.

  1. Introducing our NEW Equifax Credit Score

    Designed around you

    We have upgraded our Equifax Credit Report & Score to be more usable, accessible and accurate than ever, featuring a new credit score which is now out of 1000 points. Our enhanced Equifax Credit Report also features a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.

    Enhanced Equifax Credit Report
    Member Centre on a mobile device
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  2. Enhanced Equifax Credit Report

    Identify information that may affect your Equifax Credit Score

    Your credit report is divided into 10 sections within myEquifax and uses an easy to follow traffic light system, which enables you to identify the information in your credit report that may have a negative impact on your ability to get credit. myEquifax also has access to relevant articles within our Knowledge Centre where you can find practical tips and guidance on financial well-being.

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  3. Identity Protection Features

    Protecting you and your Equifax Credit Score

    You also get access to a range of identity protection tools that monitor 24 hours a day 7 days a week, tools that check:

    • Credit Alerts icon
    • Your credit file for changes that could highlight identity theft
    • Social scan icon
    • Social media accounts for information compromising your identity
    • Webdetect icon
    • The dark web for your information that has already been stolen
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  4. Ready to help

    Our experienced Support Team

    Our support team has years of experience helping our customers when they have queries. The Support Team is available 9am - 5pm Monday to Friday, with the exception of 24th December when it will be 9am - 3pm.



    Try Equifax Credit Report & Score for FREE*

    *Your first 30 days are free then it’s £7.95 per month.
    You can cancel at any time.

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Knowledge Centre

Looking for practical tips and guidance on financial well-being?

Our Knowledge centre is packed full of useful articles on Loans and Credit, Debt Management, Mortgages, Identity Protection and Money Management and much more.

Visit our Knowledge centre
Visit our Knowledge Centre for practical tips and guidance on financial well-being

Services

With you through life

FREE Equifax Credit Report & Score

Get access to our NEW enhanced credit report, score and identity protection tools.

*Your first 30 days are free then it’s £7.95 per month.
You can cancel at any time.

Statutory Credit Report

Access our basic credit report.

FAQs

Detailed information on a whole range of topics.

Vulnerable Consumer Support

Additional resources for consumers with vulnerabilities.

Examining the Student Debt Divide

Further education or straight into work?

The Equifax Student Debt Divide is here to arm you with the facts to empower you to make the right decision.

Find out more
Visit our Student Debt Divide Campaign Page

Frequently Asked Questions


Your first 30 days of Equifax Credit Report & Score is free, then it's £7.95 per month. You can cancel at anytime.

You’ll have unlimited access to your Equifax Credit Report meaning you can look at it as many times as you want to without affecting your Equifax Credit Score.

Your Equifax Credit Report will refresh when you log on, a maximum of once a day, to reflect any changes to your credit information.

A credit score is taken from information on your credit report which is based on your credit history.

This score is then used by lenders to find out if you qualify for a particular credit card, loan, mortgage or service.

Your Equifax Credit Score is between 0-1000 and is calculated using information within your credit report. A variety of factors can affect your credit score such as timely payments and history of credit repayment.

In the UK, there is no universal score that is used by lenders or credit reference agencies (CRAs). This means that each CRA will have its own scoring model, making each outcome slightly different.

With Equifax Credit Report & Score traffic light system, you can clearly see which score range your current credit score sits in, for example, ‘good’ or ‘average’. These indicators will give you an idea of improvements that can be made to your Equifax Credit Report.

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Equifax Limited is registered in England with Registered No. 2425920. Registered Office: 1 Angel Court, London, EC2R 7HJ.
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