Knowledge Centre

Debt management


Borrowing money can be a good thing - if you repay your debts in time, you can show lenders that you're responsible and build up your credit score. However, if you're starting to struggle with your debt, here are some practical tips and guidance on how to begin sorting your finances out. 

Understanding debt and getting help

Dealing with debt can be a stressful process but there are several things you can do to improve your situation. Here's what you need to know about debt, where to find help, and how you can begin to improve your finances. 

CCJs and bankruptcy

If you're given a CCJ or you're declared bankrupt, here are the processes you'll go through, how they affect your credit score and what you can do to start to rebuild it.

Relationships and debts

Talking about and dealing with your debt can be difficult. Here's what you need to know about how relationships can affect debt, where to find help and how you can begin to improve your finances. 

Insolvency solutions

Insolvency is when you can’t afford to pay your debts when they're due - and there are several solutions available if you're struggling. Here's some guidance to help you understand them. 


Stay on top of your finances

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