Our website uses cookies and one or more will have already been set when you landed here. Futher information and details of how to manage and delete cookies can be found here. By clicking the button labelled 'Continue' or by continuing to use this website, you consent to our use of cookies.'

News & Advice


We are proud to announce the release of our newly redesigned website. The site now boasts more intuitive navigation, enhanced layout and expanded product details to help make it even easier for you to make the right decisions about your financial future.

What is a Credit Score?

A credit score is a tool used by a lender to help determine whether you qualify for a particular credit card, loan, or service. Based on information in your credit file, the credit reference agency analyses your information using a complex mathematical model to yield your credit score.

Hot Topics

Is your mobile phone like a "Genie's Lamp" for ID fraudsters?

What's your fraud factor?

Credit Score Snakes & Ladders – Learn what affects your credit score