Understanding your Credit Report

As a credit reference agency we collect public and credit data to produce credit reports and credit scores. These are then used by responsible lenders to make decisions about whether to give someone credit. But did you know you also have the right to access your personal credit information?

Under the Data Protection Act, Equifax is permitted by law to charge you £2 for each request you make for your Statutory Credit Report, you can get it in one of the following ways:

Order and see your £2 Statutory Credit Report on the Equifax Website

Click here to complete our registration process

Please Note: We'd like to make accessing your Statutory Credit Report as quick and easy as possible. During the registration process we'll be asking you some questions to match against our records to prove you are who you say you are. It would help us if you have some of your financial information to hand, such as your mortgage details, credit and store cards, mobile phones, leases etc.

You will not receive a posted report.

Order a paper copy of your £2 Statutory Credit Report online from Equifax

Click here to complete our online order form for your £2 Statutory Credit Report - This will be posted to your home address within seven working days

Order a paper copy of your £2 Statutory Credit Report from Equifax

By law, you are entitled to a copy of your Statutory Credit Report by post for a fee of £2. - This will be posted to your home address within seven working days

To request your Statutory Credit Report by post, please complete the Credit File Application Form and send it to the address below. Be sure to include your full name, address and most recent former addresses (up to six years) for file matching purposes. Please include a personal cheque made payable to Equifax Ltd.

Equifax Ltd.
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US

Order a paper copy of your Non-Limited Business Report

If you are a sole trader or in a business partnership, by law, you are entitled to a copy of your Non-Limited Business Report by post for a statutory fee of £2. This will be posted to you within seven working days.

To request your Non-Limited Business Report by post, please complete the Non-Limited Business Request Form and send it to the address below. Please include a cheque made payable to Equifax Ltd.

Equifax Ltd.
PO Box 1140
Bradford
BD1 5US