Credit experts since 1899

Equifax Ltd is part of Equifax Inc., one of the world’s leading credit referencing agencies, and we’ve been operating in the UK since 1990. We’re well known for supporting our customers throughout their lives to understand their credit history. What you may not know is that Equifax's heritage extends back more than 100 years.

  • Equifax Inc. – then called the Retail Credit Company – was founded in Atlanta, Georgia by brothers Cator and Guy Woolford in 1899.
  • By 1920, it had numerous branch offices throughout the United States and Canada, and became a publically owned corporation in 1965.
  • The 1990s saw Equifax Inc. expand into Europe and South America, as well as the launch of our first services for consumers.
  • In 2002 we were the first to give UK consumers online access to their credit reports.

Setting the standards

Today Equifax operates globally, with bases or investments in 24 countries and insightful data readily at hand – enabling us to provide useful and relevant credit information to our customers.

Our customer focus

Since forming in 1899, one of Equifax’s basic principles has been to always focus on its customers. This is as important now as it’s ever been. In everything we do we are dedicated to helping you understand your Equifax Credit Report & Score. Whatever stage you are in your life we will help you to get the most benefit from your personal credit history and protect it. We aim to make the complex world of data and personal information simpler, more understandable and free of jargon. Wherever you are on your credit journey, we will help you feel more in control of your data and identity.

Make sense of
your future by understanding your past

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