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Commercial Credit Reports

Check the financial health of your business customers and make more informed lending and credit decisions
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Product Overview

When you're working with businesses, it's crucial to make sure they are reliable. Commercial credit reports, including a credit file check and a creditworthiness assessment, gives you a clear picture of their financial health so you know what credit terms to offer or the amount of lending you can confidently provide.
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Detailed Commercial Credit Insight

As a commercial lender, you need reliable up-to-date information so you can maximise opportunities while still managing risk. Equifax commercial credit reports help give you the insight you need of a company’s financials helping you safely lend what they can afford while identifying potential risks or any major red flags or fraudulent activity. 
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Key Stats

32 billion
Interactions collected each year¹
From 30 to 7 mins 
Time reduced by using Open Banking to complete assessments²
1 in 3
Consumers provide income proof with discrepancies³
¹Verify Customer Information brochure, Equifax, 2023 
²Open Banking Income and Expenditure Assessment product sheet, 2023
³Money Advice and Pensions service

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Protect Your Business and Make Smart Decisions

Equifax commercial credit reports help you access the information you need to make confident commercial lending decisions. With detailed credit score analysis, financial data, director history and any key risks associated with the business, you can confidently extend credit lines that are appropriate to your clients and that will deliver a return for your business.
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Discover how Equifax can help you better understand your commercial clients and  the right credit decisions.
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Business Health Characteristics Brochure

Enhance our commercial credit reports with up-to-date banking data for a real-time view of your clients financial health.
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