Task

Improve Access To Credit

Help more consumers access credit through alternative data insights and expanded credit scoring solutions.
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Overview

Improve Access to Credit with Alternative Credit Insights

Not every credit-worthy customer has a traditional credit history. You know these consumers exist, but identifying them safely has always been a challenge. Here's something different.

Our alternative data solutions help you spot reliable borrowers traditional scores might miss. By combining banking data and employment insights with advanced analytics, you'll reach untapped segments while maintaining your risk standards.

See Beyond Traditional Credit Scores with Alternative Data

Expand your view of creditworthiness through our comprehensive alternative data sources.  Including bank transaction data accessed via Open Banking in your decisions can help you spot reliable borrowers traditional methods might miss.

Our innovative scoring models combine these alternative insights with traditional credit data, helping you confidently serve new customer segments. Whether you're targeting thin-file consumers or exploring new markets, you'll grow inclusively while managing risk.

Improve Access to Credit

  • Use alternative data to assess risk 
  • Score consumers with thin credit files
  • Calculate disposable income
  • Verify income and employment instantly
  • Analyse bank transaction behaviour
  • Enable inclusive credit decisions
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The personal data that you provide via this form will be processed in order to deal with your enquiry and for marketing purposes unless you have opted-out of receiving marketing communications. As a result of this processing, your personal data may be transferred to countries outside of the UK and European Economic Area (EEA). Please see the Equifax Credit Reference and Related Services Privacy Notice for more information about how we will process your personal data.

To access your Personal Credit Report, visit https://www.equifax.co.uk

To query your Personal Credit Report or get help, visit https://help.equifax.co.uk/EquifaxOnlineHelp/s/

To access your business credit report, download our Business Report form and return your completed form to us via post or email using the information provided on the form.

Send an email to our customer service team via hello@equifax.com and we'll get in touch with you directly.