Every day, firms are bombarded with figures on credit card balances, loan originations, and retail spending. But data, no matter how com [...]

When the UK's biggest banks gathered recently to address inconsistencies in their climate risk disclosures, the urgency was understandab [...]

The UK consumer mindset has undergone a permanent shift. Our latest Spending and Lending: Key Trends in UK Consumer Credit, revea [...]

The impending motor finance redress scheme is already being compared to the Payment Protection Insurance (PPI) situation, representing a [...]

Last week's announcement of a UK government-backed digital identity system, with Prime Minister Keir Starmer suggesting mandatory us [...]

In an era defined by economic shifts and heightened regulatory scrutiny, the UK lending landscape has undergone a dramatic transformatio [...]

In today's fast-paced lending landscape, the pressure is on. Customers expect instant decisions and seamless digital experiences, w [...]

Financed emissions are becoming a focal point for regulatory frameworks as governments and international bodies push for greater transpa [...]

The issue of calculating financed emissions in commercial lending is indeed complex, but several frameworks and methodologies have emerged [...]

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit I [...]

Did you know that a staggering 95%¹ or more of a bank's carbon footprint comes from its financed emissions? This means the vast majority [...]

It's a striking statistic: over 95% of a bank's climate impact often stems from the emissions of the companies they finance—their 'finance [...]