The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit I [...]

Did you know that a staggering 95%¹ or more of a bank's carbon footprint comes from its financed emissions? This means the vast majority [...]

It's a striking statistic: over 95% of a bank's climate impact often stems from the emissions of the companies they finance—their 'finance [...]

PS24/2 has changed the game for borrower support. Understanding and implementing these new regulations is essential for protecting your [...]

Authorised Push Payment (APP) fraud, exploiting real-time payment systems, has emerged as a major threat and the Payment Systems Regulat [...]

In today’s data-driven world, understanding consumer behaviour goes beyond monitoring your brand’s performance; it involves analysing br [...]

For years, lenders have leaned on credit bureau data to automate decisions, ensuring speed and consistency with pre-set policies and ris [...]

In today’s world, the role of financial institutions in combating climate change is gaining significant attention. Banks, as major finan [...]

With rising costs of living, increasing consumer debt, and increased regulatory focus, utility companies are exploring innovative ways to [...]

In the dynamic world of finance, understanding the intricate patterns of consumer behavior and financial health is pivotal. Equifax, a g [...]

In the vibrant landscape of UK small and medium-sized enterprises (SMEs), one persistent challenge threatens to undermine growth and sta [...]

Whilst every lender checks whether a customer has a history of repayment as part of creditworthiness assessment, but whilst inflation mi [...]