Task

Enhance Affordability Assessments

Get a detailed view of customer affordability through income verification, spending patterns and credit data insights.
Contact Us

Make Confident Decisions With Deeper Affordability Insights

Assessing true affordability isn't easy. Income verification can be slow, spending patterns complex, and customers' circumstances change. You need the full picture to lend responsibly.

Our enhanced affordability solutions combine verified income data, bank transactions, and credit insights to give you a more complete view. From automated income verification to spending pattern analysis, you'll make faster, more informed lending decisions.

See A Detailed Affordability Picture With Enhanced Insight

Move beyond traditional affordability checks with our comprehensive assessment tools. By combining verified income data, spending patterns, and credit history, you'll understand your customers' true financial position.

Our solutions support you with meeting regulatory requirements while streamlining the lending process. Whether you're verifying income or analysing spending patterns, you'll have the insights needed to help make responsible lending decisions.

Enhance Affordability Assessments

  • Verify income through multiple sources
  • Analyse banking transactions
  • Track changes in spending patterns
  • Monitor ongoing payment commitments
  • Spot early signs of financial stress
  • Prioritise regulatory requirements
Ready to Complete Your Task?

Recommended Products

Anchor Text

Contact Us

Connect with our sales team and discover how this product can meet your business needs.

The personal data that you provide via this form will be processed in order to deal with your enquiry and for marketing purposes unless you have opted-out of receiving marketing communications. As a result of this processing, your personal data may be transferred to countries outside of the UK and European Economic Area (EEA). Please see the Equifax Credit Reference and Related Services Privacy Notice for more information about how we will process your personal data.

To access your Personal Credit Report, visit https://www.equifax.co.uk

To query your Personal Credit Report or get help, visit https://help.equifax.co.uk/EquifaxOnlineHelp/s/

To access your business credit report, download our Business Report form and return your completed form to us via post or email using the information provided on the form.

Send an email to our customer service team via hello@equifax.com and we'll get in touch with you directly.