General Industry

Financed emissions are becoming a focal point for regulatory frameworks as governments and international bodies push for greater transpa [...]

The issue of calculating financed emissions in commercial lending is indeed complex, but several frameworks and methodologies have emerged [...]

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit I [...]

Did you know that a staggering 95%¹ or more of a bank's carbon footprint comes from its financed emissions? This means the vast majority [...]

It's a striking statistic: over 95% of a bank's climate impact often stems from the emissions of the companies they finance—their 'finance [...]

PS24/2 has changed the game for borrower support. Understanding and implementing these new regulations is essential for protecting your [...]

Authorised Push Payment (APP) fraud, exploiting real-time payment systems, has emerged as a major threat and the Payment Systems Regulat [...]

In today’s data-driven world, understanding consumer behaviour goes beyond monitoring your brand’s performance; it involves analysing br [...]

For years, lenders have leaned on credit bureau data to automate decisions, ensuring speed and consistency with pre-set policies and ris [...]

In today’s world, the role of financial institutions in combating climate change is gaining significant attention. Banks, as major finan [...]

With rising costs of living, increasing consumer debt, and increased regulatory focus, utility companies are exploring innovative ways to [...]

In the dynamic world of finance, understanding the intricate patterns of consumer behavior and financial health is pivotal. Equifax, a g [...]

In the vibrant landscape of UK small and medium-sized enterprises (SMEs), one persistent challenge threatens to undermine growth and sta [...]

Whilst every lender checks whether a customer has a history of repayment as part of creditworthiness assessment, but whilst inflation mi [...]

At Equifax, we’ve been helping people live their financial best for over 100 years. Our purpose extends beyond commercial operations tho [...]

We interviewed Mike to hear his views on how Open Banking might be used to help assess affordability and the key challenges lenders face [...]

The festive season is synonymous with joy, celebrations, and, of course, the hustle and bustle of holiday shopping. This year, however, [...]

Open Banking has revolutionised the financial services industry by granting customers greater control over their financial data and fost [...]

In a rapidly evolving landscape of financial technology, open banking has been reshaping the way lenders assess new customers - as it pr [...]

By Brad Davies,  Open Banking Product Manager, Equifax The best innovations are those which enable consumers to seamlessly maxi [...]

By Mike Coley, Equifax Product Director   It's a really interesting time to be a Chief Credit Risk Officer right n [...]

By Robert McKechnie, Director of Consumer Products at Equifax UK After months of consecutive Bank of England ba [...]

At Equifax, our purpose is clear: To help people live their financial best. The origins of the business was to enable people access to c [...]

By Robert McKechnie, Director of Consumer Products at Equifax UK Steve Jobs famously believed good customer service is to [...]

What is Consumer Duty?  The Financial Conduct Authority (FCA) has developed a new principle, Consumer Duty, the aim of which [...]

We had a fantastic time at this year’s Credit Summit as headline partners. The summit focused on steering a path through the cost of liv [...]

While global digital sales are set to top £4.2 trillion by 2026, behind the scenes online merchants are battling a less positive type of [...]

With 2022 behind us, we face a long list of headwinds that are focusing our attention even more on how we are helping our clients respon [...]

The FCA launched the Credit Information Market Study in 2019 and released the initial findings on 22 November 2022 to better understan [...]

Now more than ever, we’re surrounded by noise. There is the ever-present thrum of social media, the constant flow of global news and unc [...]

Competition has always been a major part of business. But today’s business world, in so many sectors, is hypercompetitive. The sheer eas [...]

Businesses today want, and need, long-running relationships with their customers. Ideally, they want to know them all through their fina [...]

Are you one of the 15 million people in the UK using Buy Now Pay Later (BNPL)? If not, you might be soon. The sector is growing fast, al [...]

The latest addition to Equifax’s Ignite apps is our browser-based scorecard monitoring tool that is designed to transform complex scorec [...]

  As part of the Ignite suite of data visualisation tools, the Credit Trends app is a benchmarking tool that helps companies th [...]

  In our latest guest blog, we are delighted to hear from Steve Coppard, Deputy Director Government Debt Management Function [...]

Equifax and Accountscore have announced a new partnership with financial software, Click2Check, to launch Credit Assess, an online tool [...]

During times of dramatic social, economic and political change companies are forced to adapt to new behaviours, market forces or regulat [...]

CreditLadder has signed a partnership with Equifax, one of the world’s largest credit reference agencies, enabling tenants who use our p [...]

Author: Natalie Tate, Head of Agency Performance, Quality & Delivery at TDX Group (an Equifax company).   Type [...]

  Author: Stephen Miller, Data & Analytics Innovation Leader, Europe, Equifax   With the adve [...]

  The Equifax Data Science Lab in Atlanta, US, invented NeuroDecision® Technology – the world’s first explainable AI patent in [...]

      Author:  Paul Heywood, Chief Data & Analytics Officer, UK, Equifax   At E [...]

      The latest innovation to have come from our data and analytics team in the UK is Address Check, a sol [...]

    In today’s big data economy, choosing the right analytics platform to make sense of the flood of int [...]

      There has been a lot of discussion in recent years over the potential gains that analytics and big data c [...]

At the beginning of the year we launched Equifax Ignite, our powerful suite of big data and analytics solutions that help our customers [...]