Consumer

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit I [...]

Did you know that a staggering 95%¹ or more of a bank's carbon footprint comes from its financed emissions? This means the vast majority [...]

It's a striking statistic: over 95% of a bank's climate impact often stems from the emissions of the companies they finance—their 'finance [...]

PS24/2 has changed the game for borrower support. Understanding and implementing these new regulations is essential for protecting your [...]

In today’s world, the role of financial institutions in combating climate change is gaining significant attention. Banks, as major finan [...]

In the dynamic world of finance, understanding the intricate patterns of consumer behavior and financial health is pivotal. Equifax, a g [...]

At Equifax, we’ve been helping people live their financial best for over 100 years. Our purpose extends beyond commercial operations tho [...]

By Mike Coley, Equifax Product Director   It's a really interesting time to be a Chief Credit Risk Officer right n [...]

At Equifax, our purpose is clear: To help people live their financial best. The origins of the business was to enable people access to c [...]

By Robert McKechnie, Director of Consumer Products at Equifax UK Steve Jobs famously believed good customer service is to [...]

What is Consumer Duty?  The Financial Conduct Authority (FCA) has developed a new principle, Consumer Duty, the aim of which [...]

The FCA launched the Credit Information Market Study in 2019 and released the initial findings on 22 November 2022 to better understan [...]

Now more than ever, we’re surrounded by noise. There is the ever-present thrum of social media, the constant flow of global news and unc [...]

Competition has always been a major part of business. But today’s business world, in so many sectors, is hypercompetitive. The sheer eas [...]

Businesses today want, and need, long-running relationships with their customers. Ideally, they want to know them all through their fina [...]