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Affordability

Recent Articles

Affordability From Re-commerce to 35-Year Mortgages: 5 Trends Shaping the Future of Credit

The UK consumer mindset has undergone a permanent shift. Our latest Spending and Lending: Key Trends in UK Consumer Credit, revea [...]

March 13, 2026
Affordability The increasing importance of accurate affordability checks

Whilst every lender checks whether a customer has a history of repayment as part of creditworthiness assessment, but whilst inflation mi [...]

March 01, 2024
Affordability Q&A with Mike Roberts Head of unsecured lending at HSBC

We interviewed Mike to hear his views on how Open Banking might be used to help assess affordability and the key challenges lenders face [...]

January 30, 2024
Affordability How is your business responding to Consumer Duty?

With 2022 behind us, we face a long list of headwinds that are focusing our attention even more on how we are helping our clients respon [...]

December 23, 2022
Affordability Why tenants now have an even bigger reason to report their rent payments

CreditLadder has signed a partnership with Equifax, one of the world’s largest credit reference agencies, enabling tenants who use our p [...]

March 05, 2020
Affordability Admiral Insurance selects Equifax affordability solution

Admiral Insurance, one of the largest UK insurers, has expanded its strategic partnership with Equifax, the consumer and business insights [...]

August 05, 2019
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