Product

Commercial Credit Data Sharing

Financial insight on UK SMEs helping reduce the gaps in your data so you can offer the right credit to businesses
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Product Overview

Detailed and up-to-date financial information on over 80% of UK SMEs, helping you to fill in the data gaps that can make lending to small businesses tricky. Access data on current accounts, credit cards, loans, and asset finance to build a richer picture of your clients, helping you make more confident commercial credit decisions.
How You Can Use CCDS to Lend to SMEs

The Lenders Perspective

Insight from Equifax Commercial Credit Data helps you better assess liquidity, financial commitment and affordability with a fuller view of business current account information. The quality of underwriting decisions can be improved especially for less active SMEs, unincorporated businesses and micro businesses as well as helping to reduces fraud related to fake bank statements.
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Key Stats

80%
Up-to-date SME UK business financial information¹
25m
Covering SMEs with turnover up to £25m²
65%
first time business loan requests declined³
¹What's new in Business Insights brochure, Equifax, 2024
²What is CCDS and why is it important? brochure, Equifax, 2024
³Commercial Credit Data Sharing (CCDS) whitepaper, Equifax, 2024

Related Resources

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Product Sheet
Commercial Credit Data Sharing (CCDS)
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Commercial Credit Data Sharing (CCDS)
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Business Insights
Brochure Product Sheet Brochure Brochure

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More Insight for Better SME Lending

Understand your SME customers better and offer faster more accurate lending to your clients with Equifax Commercial Credit Data Sharing. Access the most recent and detailed financial data for 80% of the SME market so you can make the right decision for your clients and their business. 
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Speak to us about how we can help you make the right lending decisions for your SME clients.
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How Lenders can Use CCDS

Download our white paper and learn how you can use data to better support your SME clients.
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