Consumer

CIMS: Reshaping the future of credit reporting

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit Information Market Study (CIMS), finalised in December 2023. This blog outlines [...]

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Authentication and Verification Digital ID in the UK: Real-world implications in a commercial world

Last week's announcement of a UK government-backed digital identity system, with Prime Minister Keir Starmer suggesting mandatory us [...]

Consumer CATO Unlocked: The Data Revolution driving fairer Lending

In an era defined by economic shifts and heightened regulatory scrutiny, the UK lending landscape has undergone a dramatic transformatio [...]

Consumer The Data Dilemma: Why Your Decisions Need to be Real-Time

In today's fast-paced lending landscape, the pressure is on. Customers expect instant decisions and seamless digital experiences, w [...]

Commercial What current and future regulations relate to Financed Emissions?

Financed emissions are becoming a focal point for regulatory frameworks as governments and international bodies push for greater transpa [...]

Commercial Is there a solution? Commercial lending's Financed Emissions challenge

The issue of calculating financed emissions in commercial lending is indeed complex, but several frameworks and methodologies have emerged [...]

Consumer CIMS: Reshaping the future of credit reporting

The credit industry is undergoing its most significant transformation in decades due to the Financial Conduct Authority's (FCA) Credit I [...]