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Open Banking ID

Real-time authentication and identity verification leveraging secure Open Banking standards
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Product Overview

Open Banking ID revolutionises identity verification and authentication by leveraging bank account logins and Strong Customer Authentication (SCA) standards. Our service offers real-time checks against impersonation, verifies IDs, and confirms addresses, speeding up your customer acquisition processes.

Integrates with our other identity products for extra authentication, ensuring compliance with Know Your Customer (KYC) rules, resulting in smoother customer journeys.

How It Is Used

Customer Consent 
Customer provides consent to share their banking information.
Customer Verification 
Customer logs into their online bank account to verify their data.
Screening Checks 
You can then perform additional data or document checks in line with KYC regulation and AML screening as required.

Secure, Robust, Digital Customer Authentication

Added Protection With SCA Standards
Use SCA methods from Open Banking ID to confidently make decisions.
Robust Authentication 
Verify customer IDs in real-time, preventing impersonation and confirming addresses.
Improved Customer Experience 
Improves customer onboarding by connecting  seamlessly with existing systems.

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Connect with our sales team and discover how this product can meet your business needs.

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To access your Personal Credit Report, visit https://www.equifax.co.uk

To query your Personal Credit Report or get help, visit https://help.equifax.co.uk/EquifaxOnlineHelp/s/

To access your business credit report, download our Business Report form and return your completed form to us via post or email using the information provided on the form.

Send an email to our customer service team via hello@equifax.com and we'll get in touch with you directly.

Contact Us

Speak to our experts about deploying the power of Open Banking into your customer identity and verification journey.
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Open Banking for Authentication and ID verification

Download our brochure to learn how our Open Banking ID solution could transform your ID & verification journey.
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