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Why you can't afford to ignore Open Banking. A voice of customer interview with fintech lender Fintern.
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In this voice of customer interview, Equifax’s Emma Steeley interviews the CEO and Co-Founder of Fintern about why you can’t afford to ignore Open Banking. As a new fintech lender, Fintern have built Open Banking as a default into their credit application process and during this interview we discover:

  • Why Fintern decided to use Open Banking data from the outset 
  • How they overcame initial concerns of using Open Banking data 
  • The benefits of combining this data set with traditional credit scores
  • How they achieved arrears rates 75% below the market-implied arrears rates