Solution
Financial Stability
Helps you lend more responsibly by delivering insight into the financial situation of a consumer

Solution Overview

Equifax Financial Stability is a comprehensive suite of products that enables you to perform robust credit and affordability assessments on new applicants or existing customers. It helps you evaluate your customer’s ability to manage financially in times of severe challenges and, in its event, recover from financial difficulty.

We’ve developed this suite to help you make the best, most informed and balanced decisions possible. By delivering insight into the financial situation of consumers who apply for loans and credit it helps you lend more responsibly, better manage risk, reduce losses from bad debt and meet regulatory requirements.

More

Learn More

Creditworthiness and Affordability Indicators estimate borrower’s capacity to repay loans, by combing insight into income with information on outstanding debt and credit usage to help with responsible and better lending decisions.

Go to Product >>

Used in affordability assessments, our automated income verification provides a quick and transparent way to validate a customer's declared income.

Go to Product >>

Our Indebtedness and Income Score helps you understand the impact of debt better than ever before, by ranking the level of indebtedness of customers relative to their income.

Go to Product >>
Related Products and Solutions
Property Insights
Intelligence and insight into your customers’ residential circumstances
Consumer Credit Reports
Predictive consumer data to help you mitigate risk and maximise growth opportunities
Bank Account Verifier
Confirm ID and bank account details quickly and reliably
Analysis and Insight
Real insight into the behaviour of your customers