Assess a consumer's credit position
Built on a consumer’s ‘raw data’ credit files, Risk Navigator credit characteristics summarises a broad range of information.
It is built at both person level, and person and financial associate level, and can be applied over supplied address or all linked addresses. This comprehensive set of characteristics summarises a consumer’s full credit file, including their current credit payment status.
Risk Navigator Characteristics can also be incorporated alongside application information in bespoke scorecards to ensure appropriate lending decisions are made.